28 ADAMS ST
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Location
28 ADAMS ST
City, State, Zip
,
Mblu
38/ 195/ / /
Acct#
0381950000
Owner
MAINE BANK & TRUST CO
Assessment
$838,000
Appraisal
$838,000
PID
4207
Building Count
1
Legal Description
Assessing District
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2025$660,600$177,400$838,000
Assessment
Valuation YearImprovementsLandTotal
2025$660,600$177,400$838,000

Owner of Record
OwnerMAINE BANK & TRUST CO
Co-OwnerC/O M & T BANK
Address1 M & T PLAZA 18TH FLOOR
ATTN: CORPORATE REAL ESTATE
BUFFALO, NY 14203
Sale Price$0
Certificate
Book8070
Page0332
Sale Date11/19/1996
Instrument1B

Ownership History
Ownership History
OwnerSale PriceCertificateInstrumentSale DateBookPage
MAINE BANK & TRUST CO$0 1B11/19/199680700332
MAINE BANK & TRUST$370,000 0010/16/199680340091
KEY BANK OF MAINE$298,700 1B02/17/1995073410212
CASCO BANK & TRUST CO$0  12/14/1971019310503

Building Information
Building 1 : Section 1
Year Built: 1973
Living Area: 2,728
Replacement Cost: $1,048,435
Building Percent Good: 58
Replacement Cost
Less Depreciation:
$608,100
Building Attributes
FieldDescription
Style:Branch Bank
ModelCommercial
GradeGood
Stories:1
Occupancy1.00
Exterior Wall 1Brick Veneer
Exterior Wall 2 
Roof StructureFlat
Roof CoverConcrete Tile
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Floor 1Carpet
Interior Floor 2 
Heating FuelGas
Heating TypeForced Air-Duc
AC TypeHeat Pump
Bldg UseBANK BLDG
Total Rooms 
Total Bedrms00
Total Baths2
No. of Comm. Units 
No. of Res. Units 
1st Floor Use:3410
Heat/ACNONE
Frame TypeSTEEL
Baths/PlumbingAVERAGE
Ceiling/WallSUS-CEIL & WL
Rooms/PrtnsAVERAGE
Wall Height12.00
% Comn Wall0.00
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 2,728 2,728
CANCanopy 458 0
FOPPorch, Open, Finished 100 0
   3,286 2,728

Extra Features
Extra Features
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
VLT1VAULT-AVG  108.00 S.F.$10,0001
DUW1DRIVE-UP WINDW  1.00 UNITS$7,1001
DUW3W/PNEU TUBE  1.00 UNITS$14,7001
NDPNITE DEPOSIT  1.00 UNITS$8,7001

Parcel Information
Use Code3410
DescriptionBANK BLDG  
Deeded Acres0.4

Land
Land Use
Use Code3410
DescriptionBANK BLDG  
ZoneMSRD1
Neighborhood0003
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.4
Frontage0
Depth0
Assessed Value$177,400
Appraised Value$177,400

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
PAV1PAVING-ASPHALT  12000.00 S.F.$12,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2024$648,700$177,400$826,100
2023$648,700$177,400$826,100
2022$474,700$136,400$611,100

Assessment
Valuation YearImprovementsLandTotal
2024$648,700$177,400$826,100
2023$648,700$177,400$826,100
2022$474,700$136,400$611,100

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