446 BEDFORD ST
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Location
446 BEDFORD ST
Mblu
8I/ 924/ / /
Acct#
1830
Owner
FINN TR, LEO CHRISTIAN
Assessment
$1,757,400
Appraisal
$1,757,400
PID
1830
Building Count
2
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$1,175,400$582,000$1,757,400
Assessment
Valuation YearImprovementsLandTotal
2026$1,175,400$582,000$1,757,400

Owner of Record
OwnerFINN TR, LEO CHRISTIAN
Co-OwnerFINN TR, MELISSA E
Address446 BEDFORD STREET
CONCORD, MA 01742
Sale Price$100
Certificate
Book & Page 82849/19
Sale Date06/05/2024
Instrument1F

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
FINN TR, LEO CHRISTIAN$100 82849/191F06/05/2024
FINN LEO CHRISTIAN$470,000 44107/05670011/16/2004
BAGNALL KERRY A$266,500 29037/04580008/01/1998
LYNE BLAIR J$223,000 24564/02580005/01/1994
BORNHORST WALTER J$1 16175/03130005/01/1985

Building Information
Building 1 : Section 1
Year Built: 2009
Living Area: 2,602
Replacement Cost: $962,669
Building Percent Good: 91
Replacement Cost
Less Depreciation:
$876,000
Building Attributes
FieldDescription
Style:Colonial
ModelResidential
Grade:06
Stories:2.5
Occupancy1
Exterior Wall 1Clapboard
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsphalt
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Carpet
Heat FuelGas
Heat Type:Forced Air-Duc
AC Type:Central
Total Bedrooms:4 Bedrooms
Total Bthrms:2
Total Half Baths:1
Total Xtra Fixtrs:2
Total Rooms:9
Bath Style:Modern
Kitchen Style:Modern
Num Kitchens00
Cndtn 
Num Park 
Fireplaces 
Extra Kitchen 
Fndtn Cndtn 
Basement 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,364 1,364
FUSUpper Story, Finished 1,032 1,032
FATAttic, Finished 1,032 206
DCKDeck 16 0
FBMBasement, Finished 836 0
FGRGarage 352 0
FOPPorch, Open 42 0
PTOPatio 667 0
SLBSlab 288 0
STPStoop 22 0
UBMBasement, Unfinished 240 0
   5,891 2,602
Building 2 : Section 1
Year Built: 2018
Living Area: 363
Replacement Cost: $307,799
Building Percent Good: 95
Replacement Cost
Less Depreciation:
$292,400
Building Attributes : Bldg 2 of 2
FieldDescription
Style:Cape Cod
ModelResidential
Grade:03
Stories:1.75
Occupancy 
Exterior Wall 1Clapboard
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsphalt
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelElectric
Heat Type:Hot Air-no Duc
AC Type:Heat Pump
Total Bedrooms: 
Total Bthrms: 
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:1
Bath Style: 
Kitchen Style: 
Num Kitchens 
Cndtn 
Num Park 
Fireplaces 
Extra Kitchen 
Fndtn Cndtn 
Basement 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
FQSFin 3/4 story 484 363
CANCanopy 60 0
DCKDeck 48 0
FGRGarage 484 0
FOPPorch, Open 18 0
   1,094 363

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL32 STORY CHIM1.00 UNITS$3,4001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneB
Neighborhood22
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.53
Frontage102
Depth
Assessed Value$582,000
Appraised Value$582,000

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1SHED FRAME  120.00 S.F.$2,4001
PAT1PATIO-AVG  228.00 S.F.$1,2001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2026$1,175,400$582,000$1,757,400
2025$1,072,800$586,800$1,659,600
2024$1,075,500$547,700$1,623,200

Assessment
Valuation YearImprovementsLandTotal
2026$1,175,400$582,000$1,757,400
2025$1,072,800$586,800$1,659,600
2024$1,075,500$547,700$1,623,200

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