325 STATE ST
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Location
325 STATE ST
Mblu
0116/ 0006/ 0000/ /
Acct#
37307
Owner
OCEAN NATIONAL BK
PBN
Total Market Value
$5,294,900
Appraisal
$5,294,900
PID
37307
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2025$3,332,700$1,962,200$5,294,900
Assessment
Valuation YearImprovementsLandTotal
2025$3,332,700$1,962,200$5,294,900

Owner of Record
OwnerOCEAN NATIONAL BK
Co-OwnerC/O M&T BANK ATTN CORP REAL ESTATE
AddressONE M&T PLAZA - 18TH FL
BUFFALO, NY 14203
Sale Price$3,000,000
Certificate
Book & Page 4044/1156
Sale Date05/29/2003
Instrument99

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
OCEAN NATIONAL BK $3,000,000 4044/11569905/29/2003

Building Information
Building 1 : Section 1
Year Built: 1994
Living Area: 13,897
Replacement Cost: $3,909,215
Building Percent Good: 74
Replacement Cost
Less Depreciation:
$2,892,800
Building Attributes
FieldDescription
Style:Branch Bank
ModelCommercial
GradeB
Stories:2
Occupancy1.00
Residential Units 
Exterior Wall 1Brick/Masonry
Exterior Wall 2 
Roof StructureFlat
Roof CoverT & Grvl/Rubbr
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Floor 1Carpet
Interior Floor 2Ceram Clay Til
Heating FuelGas
Heating TypeHot Water
AC TypeCentral
Bldg UseBANK BLDG
Total Rooms 
Total Bedrms 
Total Baths 
Kitchen Grd 
Heat/ACHEAT/AC PKGS
Frame TypeSTEEL
Baths/PlumbingAVERAGE
Ceiling/WallSUS-CEIL & WL
Rooms/PrtnsAVERAGE
Wall Height12.00
% Comn Wall 
1st Floor Use: 
Class 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 7,247 7,247
FUSUpper Story, Finished 6,650 6,650
CANCanopy 454 0
SLBSlab 597 0
UBMBasement, Unfinished 6,650 0
   21,598 13,897

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
VLT2VAULT-GOOD264.00 S.F.$32,2001
SPR1SPRINKLERS-WET20580.00 S.F.$80,7001
ELV1ELEVATOR PASS2.00 STOPS$140,6001
DUW3W/PNEU TUBE2.00 UNITS$47,1001
ATMAUTOMATIC TELLER2.00 UNITS$57,2001
DUW2WIDE BAY1.00 UNITS$15,5001

Land
Land Use
Use Code3410
DescriptionBANK BLDG  
ZoneCD4
Neighborhood305
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.54
Frontage
Depth
Total Market Land$1,962,200
Appraised Value$1,962,200

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
CAN3CANOPY EXCEL COMM02DETACHED 884.00 S.F.$41,5001
PAV1PAVING-ASPHALT  14000.00 S.F.$21,0001
LT1LIGHTS-IN W/PL  5.00 UNITS$2,1001
LT2W/DOUBLE LIGHT  3.00 UNITS$2,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$3,332,700$1,962,200$5,294,900
2024$3,332,700$1,962,200$5,294,900
2023$3,093,900$1,204,700$4,298,600

Assessment
Valuation YearImprovementsLandTotal
2025$3,332,700$1,962,200$5,294,900
2024$3,332,700$1,962,200$5,294,900
2023$3,093,900$1,204,700$4,298,600

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