55 CUSHING ST
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Location
55 CUSHING ST
Mblu
U14/ / 013/000 000/
Acct#
U14013000000
Owner
ATLANTIC REGIONAL FEDERAL CREDIT UNION
TIF/Current Use
Assessment
$3,597,000
PID
6000
Building Count
2
Special Condition
Lot Description
Utility
Current Value
Assessment
Valuation YearImprovementsLandTotal
2026$3,327,000$270,000$3,597,000

Owner of Record
OwnerATLANTIC REGIONAL FEDERAL CREDIT UNION
Co-Owner
Address600 SABLE OAKS DR
SUITE 100
SOUTH PORTLAND, ME 04106
Sale Price$0
Book & Page 6364/0100
Sale Date07/07/2000

Ownership History
Ownership History
OwnerSale PriceBook & PageSale Date
ATLANTIC REGIONAL FEDERAL CREDIT UNION$06364/010007/07/2000
ST JOHNS BRUNSWICK FED CRED UN$09744/008910/01/1991
ST JOHNS BRUNSWICK FEDERAL CREDIT UNION$02613/037906/29/1971

Building Information
Building 1 : Section 1
Year Built: 1962
Living Area: 12,516
Replacement Cost: $3,963,007
Building Percent Good: 60
Replacement Cost
Less Depreciation:
$2,378,000
Building Attributes
FieldDescription
Style:Branch Bank
ModelCommercial
GradeGood
Stories:2
Occupancy1.00
Exterior Wall 1Brick Veneer
Exterior Wall 2Cedar or Redwood
Roof StructureFlat
Roof CoverStanding Seam
Interior Wall 1Drywall/Sheet
Interior Wall 2Cust Wd Panel
Interior Floor 1Quarry Tile
Interior Floor 2Carpet
Heating FuelOil/Gas
Heating TypeForced Air-Duc
AC TypeCentral
Struct Class 
Bldg UseBank Building
Total Rooms 
Total Bedrms 
Total Baths1.5
1st Floor Use: 
Heat/ACHEAT/AC PKGS
Frame TypeSTEEL
Baths/PlumbingAVERAGE
Ceiling/WallSUS-CEIL & WL
Rooms/PrtnsAVERAGE
Wall Height10.00
% Comn Wall 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
FUSUpper Story, Finished 6,303 6,303
BASFirst Floor 6,213 6,213
CANCanopy 1,531 0
   14,047 12,516
Building 2 : Section 1
Year Built: 2000
Living Area: 7,985
Replacement Cost: $1,214,111
Building Percent Good: 70
Replacement Cost
Less Depreciation:
$850,000
Building Attributes : Bldg 2 of 2
FieldDescription
Style:Res Style Office
ModelCommercial
GradeAverage +20
Stories:2
Occupancy1.00
Exterior Wall 1Clapboard
Exterior Wall 2 
Roof StructureGable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Floor 1Carpet
Interior Floor 2Vinyl/Asphalt
Heating FuelOil/Gas
Heating TypeRadiant
AC TypeCentral
Struct Class 
Bldg UseOffice Building
Total Rooms 
Total Bedrms 
Total Baths 
1st Floor Use: 
Heat/ACHEAT/AC SPLIT
Frame TypeWOOD FRAME
Baths/PlumbingAVERAGE
Ceiling/WallCEILING ONLY
Rooms/PrtnsAVERAGE
Wall Height10.00
% Comn Wall 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 4,005 4,005
FUSUpper Story, Finished 3,980 3,980
FOPOpen Porch 149 0
   8,134 7,985

Extra Features
Extra Features
CodeDescriptionSizeAssessed ValueBldg #
DUW3DUW W PNEU TUBE1.00 UNITS$16,0001
NDPNIGHT DEPOSIT1.00 UNITS$9,0001
VLT1VAULT-AVG112.00 S.F.$14,0001
SPR1SPKR-WET7985.00 S.F.$34,0002
GEN2CML GEN1.00 UNITS$5,0001

Land
Land Use
Use Code3410
DescriptionBank Building  
ZoneGR6
Neighborhood307
Land Line Valuation
Size (Acres)1.02
Assessed Value$270,000
lbllndfront

Outbuildings
Outbuildings
CodeDescriptionSizeAssessed ValueBldg #
PAV1PAVING-ASPH16000.00 S.F.$24,0001
SHD1SHED AVG64.00 S.F.$2,0001
LT5MERC VAP SINGL9.00 UNITS$9,0001
GENRES GEN1.00 UNITS$4,0002
Valuation History
Assessment
Valuation YearImprovementsLandTotal
2024$1,887,900$180,200$2,068,100
2023$1,887,900$180,200$2,068,100
2022$2,049,600$180,100$2,229,700

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