540 WATER ST
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Location
540 WATER ST
Mblu
038/ 64/ 5589/ /
Acct#
14281
Owner
OLSZEWSKI, JOHN M & PHYLLIS A
PBN
Total Market Value
$674,400
Appraisal
$674,400
PID
14281
Building Count
1
Current Value
Appraisal
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2026$304,200$23,200$31,100$315,900$674,400
Assessment
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2026$304,200$23,200$31,100$315,900$674,400

Owner of Record
OwnerOLSZEWSKI, JOHN M & PHYLLIS A
Co-OwnerJOHN M & PHYLLIS A OLSZEWSKI T
Address540 WATER ST OFF
FRAMINGHAM, MA 01701
Sale Price$100
Certificate
Book & Page 68989/0464
Sale Date03/09/2017
Instrument1F

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
OLSZEWSKI, JOHN M & PHYLLIS A $100 68989/04641F03/09/2017
OLSZEWSKI JOHN M & PHYLLIS ANN $1 09801/02911S05/03/1961

Building Information
Building 1 : Section 1
Year Built: 1922
Living Area: 1,921
Replacement Cost: $482,845
Building Percent Good: 63
Replacement Cost
Less Depreciation:
$304,200
Building Attributes
FieldDescription
TypeCape Cod
ModelResidential
GradeAverage
Stories1.75
FoundationConc Block
Ext Wall 1Wood Shing
Ext Wall 2 
Roof StructureGable
Roof CoverAsphalt
Int Wall 1Drywall
Int Wall 2 
Int Floor 1Average
Int Floor 2 
Heat FuelOil
Heat TypeForced H/W
AC Percent0
Bedrooms3
Full Baths1
Half Baths0
Extra Fixtures0
Total Rooms6
Full Bath RatingGood
Kitchen RatingGood
Kitchens1
Fireplace RatingAverage
WS Flue RatingAverage
ElectricTypical
InsulationTypical
AddlHalfBathRatingN
Fireplace(s)1
Bsmt Garage1
WS Flues1
Heat Type 2 
FrameWood
Solar Hot WaterNo
Central VacNo
Addl Half Bath
Living Units1
Addtn Kitchen RatingN
AddlBathRatingN
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASBase Floor 1,462 1,462
TQSThree Quarter Story 612 459
UBMBasement 1,162 0
USTUnfinished Storage 12 0
WDKWood Deck 288 0
   3,536 1,921

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
XFFBMFbm593.00 UNITS$23,2001

Land
Land Use
Use Code1010
DescriptionSNGL-FAM-RES  
ZoneR3
Neighborhood30
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)1.22
Frontage
Depth
Total Market Land$315,900
Appraised Value$315,900

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
FGR7GAR W/APT AV  576.00 S.F.$31,1001
Valuation History
Appraisal
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2025$295,100$23,200$31,100$300,800$650,200
2024$308,400$0$20,600$269,000$598,000
2023$278,900$0$20,600$240,700$540,200
2022$254,000$0$18,900$218,900$491,800

Assessment
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2025$295,100$23,200$31,100$300,800$650,200
2024$308,400$0$20,600$269,000$598,000
2023$278,900$0$20,600$240,700$540,200
2022$254,000$0$18,900$218,900$491,800

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