432 MILL ST
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Location
432 MILL ST
Mblu
M12/ 19/ 4B/ /
Acct#
Owner
COMO ANDREW D
PBN
Total Market Value
$476,200
Appraisal
$476,200
PID
100085
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$399,400$76,800$476,200
Assessment
Valuation YearImprovementsLandTotal
2026$399,400$76,800$476,200

Owner of Record
OwnerCOMO ANDREW D
Co-OwnerSTONE LYDIA
Address432 MILL ST

GARDNER, MA 01440
Sale Price$282,400
Certificate
Book & Page 60292/128
Sale Date04/19/2019
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
COMO ANDREW D$282,400 60292/1280004/19/2019
ALLAIRE AMY$1 55436/03761A06/06/2016
SIMULA RAY II$155,000 48756/01791N03/30/2012
KIRUKI ISAAC$252,400 32511/01110012/22/2003
R DEVOE & SONS INC$1 23089/00431A10/11/2000

Building Information
Building 1 : Section 1
Year Built: 2003
Living Area: 1,664
Replacement Cost: $469,138
Building Percent Good: 84
Replacement Cost
Less Depreciation:

$394,100
Building Attributes
FieldDescription
Style:Colonial
ModelResidential
Grade:Average +10
Stories:2 Stories
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Laminate
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:2
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:7 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area
Living
Area
BASFirst Floor 832 832
FUSUpper Story, Finished 832 832
FGRGarage, Finished 576 0
FOPPorch, Open, Finished 150 0
PTOPatio 463 0
SFBBsmt, Above Grade Fin 650 0
UBMBasement, Unfinished 182 0
WDKDeck, Wood 152 0
   3,837 1,664

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL3Fireplce 2 St1.00 UNITS$4,2001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR2
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)60000
Frontage
Depth
Total Market Land$76,800
Appraised Value$76,800

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed - A  120.00 S.F.$1,1001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$347,700$69,600$417,300
2024$350,300$63,400$413,700
2023$298,000$62,400$360,400

Assessment
Valuation YearImprovementsLandTotal
2025$347,700$69,600$417,300
2024$350,300$63,400$413,700
2023$298,000$62,400$360,400

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