427 LOVEWELL ST
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Location
427 LOVEWELL ST
Mblu
R07/ 18/ 23/ /
Acct#
Owner
GIRARD MICHAEL A
PBN
Total Market Value
$503,400
Appraisal
$503,400
PID
100903
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$405,500$97,900$503,400
Assessment
Valuation YearImprovementsLandTotal
2026$405,500$97,900$503,400

Owner of Record
OwnerGIRARD MICHAEL A
Co-OwnerRICHARD CHELSEA
Address427 LOVEWELL ST
GARDNER, MA 01440
Sale Price$340,000
Certificate
Book & Page 63509/86
Sale Date10/15/2020
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
GIRARD MICHAEL A$340,000 63509/860010/15/2020
GIROUARD DAYNA R$99 57779/02501A09/25/2017
GIROUARD DAYNA R & RANDY M$1 34980/01931A11/01/2004
GIROUARD DAYNA R$204,325 26782/00290006/14/2002
OLSON ELAINE V$85,000 26178/02971G03/18/2002

Building Information
Building 1 : Section 1
Year Built: 2002
Living Area: 1,568
Replacement Cost: $454,090
Building Percent Good: 88
Replacement Cost
Less Depreciation:
$399,600
Building Attributes
FieldDescription
Style:Colonial
ModelResidential
Grade:Average +10
Stories:2 Stories
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Carpet
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:2
Total Half Baths:1
Total Xtra Fixtrs:1
Total Rooms:6 Rooms
Bath Style:Modern
Kitchen Style:Modern
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
FUSUpper Story, Finished 800 800
BASFirst Floor 768 768
FBMBasement, Finished 768 0
FEPPorch, Enclosed, Finished 108 0
FGRGarage, Finished 628 0
FOPPorch, Open, Finished 54 0
UBMBasement, Unfinished 108 0
WDKDeck, Wood 100 0
   3,334 1,568

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR2
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)76552
Frontage
Depth
Total Market Land$97,900
Appraised Value$97,900

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed - A  100.00 S.F.$9001
SPL4Pool AG Rnd  24.00 DIA$2,3001
WDKDeck not att  210.00 S.F.$2,1001
PAT1Patio - A  100.00 S.F.$6001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$357,200$88,900$446,100
2024$352,800$81,100$433,900
2023$298,400$79,500$377,900

Assessment
Valuation YearImprovementsLandTotal
2025$357,200$88,900$446,100
2024$352,800$81,100$433,900
2023$298,400$79,500$377,900

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