198-254 WATERFORD ST
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Location
198-254 WATERFORD ST
Mblu
M22/ 23/ 24A/ /
Acct#
20180016
Owner
GARDNER HOUSING AUTHORITY
PBN
Total Market Value
$2,123,400
Appraisal
$2,123,400
PID
104899
Building Count
11
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$2,010,600$112,800$2,123,400
Assessment
Valuation YearImprovementsLandTotal
2026$2,010,600$112,800$2,123,400

Owner of Record
OwnerGARDNER HOUSING AUTHORITY
Co-Owner
Address115 PLEASANT ST STE 201
GARDNER, MA 01440
Sale Price$0
Certificate
Book & Page 3336/0259
Sale Date05/14/1951
Instrument1E

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
GARDNER HOUSING AUTHORITY$0 3336/02591E05/14/1951

Building Information
Building 1 : Section 1
Year Built:
Living Area: 0
Replacement Cost: $0
Building Percent Good:
Replacement Cost
Less Depreciation:
$0
Building Attributes
FieldDescription
Style:Vacant Land
Model
Grade:
Stories:
Occupancy
Exterior Wall 1
Exterior Wall 2
Roof Structure:
Roof Cover
Interior Wall 1
Interior Wall 2
Interior Flr 1 
Interior Flr 2
Heat Fuel
Heat Type:
AC Type:
Total Bedrooms:
Total Bthrms:
Total Half Baths:
Total Xtra Fixtrs:
Total Rooms:
Bath Style:
Kitchen Style:
Building Photo Building Photo
Building Layout
Building Sub-Areas (sq ft)

No Data for Building Sub-Areas

Building 2 : Section 1
Year Built: 1957
Living Area: 940
Replacement Cost: $311,419
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$193,100
Building Attributes : Bldg 2 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type: 
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 940 940
FOPPorch, Open, Finished 20 0
UBMBasement, Unfinished 884 0
   1,844 940
Building 3 : Section 1
Year Built: 1957
Living Area: 956
Replacement Cost: $315,800
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$195,800
Building Attributes : Bldg 3 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 956 956
FOPPorch, Open, Finished 42 0
UBMBasement, Unfinished 884 0
   1,882 956
Building 4 : Section 1
Year Built: 1957
Living Area: 956
Replacement Cost: $315,587
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$195,700
Building Attributes : Bldg 4 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:11
Occupancy 
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 956 956
FOPPorch, Open, Finished 36 0
UBMBasement, Unfinished 884 0
   1,876 956
Building 5 : Section 1
Year Built: 1957
Living Area: 962
Replacement Cost: $317,114
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$196,600
Building Attributes : Bldg 5 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 962 962
FOPPorch, Open, Finished 42 0
UBMBasement, Unfinished 884 0
   1,888 962
Building 6 : Section 1
Year Built: 1957
Living Area: 916
Replacement Cost: $304,111
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$188,500
Building Attributes : Bldg 6 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 916 916
FOPPorch, Open, Finished 30 0
UBMBasement, Unfinished 832 0
   1,778 916
Building 7 : Section 1
Year Built: 1957
Living Area: 962
Replacement Cost: $316,677
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$196,300
Building Attributes : Bldg 7 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 962 962
FOPPorch, Open, Finished 30 0
UBMBasement, Unfinished 884 0
   1,876 962
Building 8 : Section 1
Year Built: 1957
Living Area: 962
Replacement Cost: $316,677
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$196,300
Building Attributes : Bldg 8 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 962 962
FOPPorch, Open, Finished 30 0
UBMBasement, Unfinished 884 0
   1,876 962
Building 9 : Section 1
Year Built: 1957
Living Area: 956
Replacement Cost: $320,300
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$198,600
Building Attributes : Bldg 9 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 956 956
FOPPorch, Open, Finished 42 0
UBMBasement, Unfinished 884 0
   1,882 956
Building 10 : Section 1
Year Built: 1957
Living Area: 2,392
Replacement Cost: $409,450
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$253,900
Building Attributes : Bldg 10 of 11
FieldDescription
Style:Duplex
ModelResidential
Grade:Average
Stories:2
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,196 1,196
FUSUpper Story, Finished 1,196 1,196
FOPPorch, Open, Finished 60 0
UBMBasement, Unfinished 1,196 0
   3,648 2,392
Building 11 : Section 1
Year Built: 1957
Living Area: 956
Replacement Cost: $315,800
Building Percent Good: 62
Replacement Cost
Less Depreciation:
$195,800
Building Attributes : Bldg 11 of 11
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths: 
Total Xtra Fixtrs: 
Total Rooms:5
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 956 956
FOPPorch, Open, Finished 42 0
UBMBasement, Unfinished 884 0
   1,882 956

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code9730
DescriptionHousing Authority V  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)43560
Frontage
Depth
Total Market Land$112,800
Appraised Value$112,800

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$1,918,700$104,400$2,023,100
2024$1,879,800$96,800$1,976,600
2023$1,621,400$95,700$1,717,100

Assessment
Valuation YearImprovementsLandTotal
2025$1,918,700$104,400$2,023,100
2024$1,879,800$96,800$1,976,600
2023$1,621,400$95,700$1,717,100

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