15 WATERFORD ST
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Location
15 WATERFORD ST
Mblu
M22/ 7/ 41/ /
Acct#
Owner
DOWD JAMES JR
PBN
Total Market Value
$307,300
Appraisal
$307,300
PID
1109
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$231,300$76,000$307,300
Assessment
Valuation YearImprovementsLandTotal
2026$231,300$76,000$307,300

Owner of Record
OwnerDOWD JAMES JR
Co-Owner
Address15 WATERFORD ST
GARDNER, MA 01440
Sale Price$195,000
Certificate
Book & Page 62701/269
Sale Date06/30/2020
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
DOWD JAMES JR$195,000 62701/2690006/30/2020
SMOTHERS KIMBERLY$123,000 55493/01491H06/17/2016
SCHMITT LINDA J$99 53291/01281A01/22/2015
TOFFERI FLORENCE L$125,000 28257/02900011/29/2002
LARKIN ELLA M$0  /0  

Building Information
Building 1 : Section 1
Year Built: 1900
Living Area: 1,024
Replacement Cost: $321,225
Building Percent Good: 72
Replacement Cost
Less Depreciation:
$231,300
Building Attributes
FieldDescription
Style:Conventional
ModelResidential
Grade:Average
Stories:1.75
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Carpet
Interior Flr 2Vinyl
Heat FuelOil
Heat Type:Steam
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:6 Rooms
Bath Style:Modern
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 650 650
TQSThree Quarter Story 468 374
FEPPorch, Enclosed, Finished 24 0
FOPPorch, Open, Finished 16 0
UBMBasement, Unfinished 650 0
   1,808 1,024

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)10871
Frontage0
Depth0
Total Market Land$76,000
Appraised Value$76,000

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$214,700$69,000$283,700
2024$198,300$62,800$261,100
2023$172,200$61,900$234,100

Assessment
Valuation YearImprovementsLandTotal
2025$214,700$69,000$283,700
2024$198,300$62,800$261,100
2023$172,200$61,900$234,100

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