190 WATERFORD ST
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Location
190 WATERFORD ST
Mblu
M22/ 18/ 26/ /
Acct#
Owner
RAMIREZ RANDY A
PBN
Total Market Value
$436,200
Appraisal
$436,200
PID
1594
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$364,000$72,200$436,200
Assessment
Valuation YearImprovementsLandTotal
2026$364,000$72,200$436,200

Owner of Record
OwnerRAMIREZ RANDY A
Co-OwnerMEDINA INDHIRA TIBURCIO
Address190 WATERFORD STREET
GARDNER, MA 01440
Sale Price$432,000
Certificate
Book & Page 69803/134
Sale Date10/25/2023
Instrument1U

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
RAMIREZ RANDY A$432,000 69803/1341U10/25/2023
M3 INNOVATIONS INC $165,000 69026/31O04/14/2023
COLLINS RICHARD P$145,000 26939/00930007/03/2002
COYNER WILLIAM F$112,000 21648/03690007/23/1999
DAVIS TERRY L$1 10529/01601A06/09/1987

Building Information
Building 1 : Section 1
Year Built: 1960
Living Area: 2,016
Replacement Cost: $418,346
Building Percent Good: 87
Replacement Cost
Less Depreciation:
$364,000
Building Attributes
FieldDescription
Style:Two Family
ModelResidential
Grade:Average
Stories:1.75
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:5 Bedrooms
Total Bthrms:2
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:9 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,120 1,120
TQSThree Quarter Story 1,120 896
FEPPorch, Enclosed, Finished 155 0
UBMBasement, Unfinished 700 0
UGRGarage, Unfinished 420 0
USTUtility, Storage, Unfinished 140 0
   3,655 2,016

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1040
DescriptionTwo Family  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)5031
Frontage0
Depth0
Total Market Land$72,200
Appraised Value$72,200

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$301,500$65,600$367,100
2024$210,400$59,700$270,100
2023$184,100$58,800$242,900

Assessment
Valuation YearImprovementsLandTotal
2025$301,500$65,600$367,100
2024$210,400$59,700$270,100
2023$184,100$58,800$242,900

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