185 CROSS ST
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Location
185 CROSS ST
Mblu
R22/ 1/ 23/ /
Acct#
Owner
WHIPPLE MATTHEW R & AARON R & RICHARD T
PBN
Total Market Value
$332,400
Appraisal
$332,400
PID
3533
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$258,800$73,600$332,400
Assessment
Valuation YearImprovementsLandTotal
2026$258,800$73,600$332,400

Owner of Record
OwnerWHIPPLE MATTHEW R & AARON R & RICHARD T
Co-OwnerWHIPPLE TRUST
Address185 CROSS ST
GARDNER, MA 01440
Sale Price$100
Certificate
Book & Page 58285/0096
Sale Date01/05/2018
Instrument1A

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
WHIPPLE MATTHEW R & AARON R & RICHARD T$100 58285/00961A01/05/2018
WHIPPLE ROBERT S & SHARI L$0 06246/0077  

Building Information
Building 1 : Section 1
Year Built: 1890
Living Area: 2,648
Replacement Cost: $443,508
Building Percent Good: 58
Replacement Cost
Less Depreciation:
$257,200
Building Attributes
FieldDescription
Style:Two Family
ModelResidential
Grade:Average
Stories:2 Stories
Occupancy2
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Carpet
Interior Flr 2 
Heat FuelOil
Heat Type:Steam
AC Type:None
Total Bedrooms:4 Bedrooms
Total Bthrms:2
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:10 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,358 1,358
FUSUpper Story, Finished 1,290 1,290
FOPPorch, Open, Finished 63 0
UATAttic, Unfinished 1,024 0
UBMBasement, Unfinished 1,092 0
UEPPorch, Enclosed, Unfinished 228 0
WDKDeck, Wood 144 0
   5,199 2,648

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1040
DescriptionTwo Family  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)7266
Frontage0
Depth0
Total Market Land$73,600
Appraised Value$73,600

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
FGR3Garage - P  294.00 S.F.$1,6001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$232,900$66,900$299,800
2024$211,500$60,900$272,400
2023$192,000$60,000$252,000

Assessment
Valuation YearImprovementsLandTotal
2025$232,900$66,900$299,800
2024$211,500$60,900$272,400
2023$192,000$60,000$252,000

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