197 PROSPECT ST
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Location
197 PROSPECT ST
Mblu
R12/ 13/ 8/ /
Acct#
Owner
CRUZ ZULIMAR
PBN
Total Market Value
$367,500
Appraisal
$367,500
PID
4058
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$276,400$91,100$367,500
Assessment
Valuation YearImprovementsLandTotal
2026$276,400$91,100$367,500

Owner of Record
OwnerCRUZ ZULIMAR
Co-OwnerCRUZ RAFAEL JR
Address197 PROSPECT STREET
GARDNER, MA 01440
Sale Price$300,000
Certificate
Book & Page 64923/255
Sale Date04/13/2021
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
CRUZ ZULIMAR$300,000 64923/2550004/13/2021
GRENKE RICHARD L & APRIL R$124,000 12763/03570005/02/1990
MILLIGAN THOMAS E$0 05147/0284  

Building Information
Building 1 : Section 1
Year Built: 1960
Living Area: 1,530
Replacement Cost: $384,460
Building Percent Good: 71
Replacement Cost
Less Depreciation:
$273,000
Building Attributes
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1 Story
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2Cust Wd Panel
Interior Flr 1Carpet
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:2 Bedrooms
Total Bthrms:1
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:6 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,530 1,530
FGRGarage, Finished 576 0
UBMBasement, Unfinished 1,530 0
WDKDeck, Wood 336 0
   3,972 1,530

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL1Fireplace 1 St1.00 UNITS$2,8001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR2
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)36013
Frontage0
Depth0
Total Market Land$91,100
Appraised Value$91,100

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed - A  64.00 S.F.$6001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$267,400$82,800$350,200
2024$258,000$75,400$333,400
2023$214,700$74,200$288,900

Assessment
Valuation YearImprovementsLandTotal
2025$267,400$82,800$350,200
2024$258,000$75,400$333,400
2023$214,700$74,200$288,900

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