93 CROSS ST
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Location
93 CROSS ST
Mblu
R22/ 3/ 22/ /
Acct#
Owner
SCHEMBARI FRANK T
PBN
Total Market Value
$331,600
Appraisal
$331,600
PID
4381
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$259,000$72,600$331,600
Assessment
Valuation YearImprovementsLandTotal
2026$259,000$72,600$331,600

Owner of Record
OwnerSCHEMBARI FRANK T
Co-OwnerSCHEMBARI COURTNEY A
Address93 CROSS ST
GARDNER, MA 01440
Sale Price$347,000
Certificate
Book & Page 73029/27
Sale Date12/30/2025
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
SCHEMBARI FRANK T$347,000 73029/270012/30/2025
CHARALAMBOUS INVESTMENT TRUST$1 67311/201F03/23/2022
CHARALAMBOUS MARK A$115,000 47834/01511N09/16/2011
LEGAULT RUSSELL P & LORRIE A$235,000133605/02000005/14/2004
GADOURY OMER P$92,900 19383/03090011/26/1997

Building Information
Building 1 : Section 1
Year Built: 1870
Living Area: 1,487
Replacement Cost: $393,823
Building Percent Good: 65
Replacement Cost
Less Depreciation:
$256,000
Building Attributes
FieldDescription
Style:Conventional
ModelResidential
Grade:Average +10
Stories:1 3/4 Stories
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Carpet
Interior Flr 2Hardwood
Heat FuelOil
Heat Type:Steam
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:8 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 911 911
FUSUpper Story, Finished 576 576
FOPPorch, Open, Finished 55 0
UBMBasement, Unfinished 856 0
USTUtility, Storage, Unfinished 15 0
WDKDeck, Wood 196 0
   2,609 1,487

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)5700
Frontage0
Depth0
Total Market Land$72,600
Appraised Value$72,600

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
FGR1Garage - A  198.00 S.F.$3,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$247,300$66,000$313,300
2024$236,600$60,000$296,600
2023$208,800$59,100$267,900

Assessment
Valuation YearImprovementsLandTotal
2025$247,300$66,000$313,300
2024$236,600$60,000$296,600
2023$208,800$59,100$267,900

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