98 ELM ST
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Location
98 ELM ST
Mblu
R27/ 23/ 43/ /
Acct#
Owner
FRUSHELL MARC A & MARTHA M
PBN
Total Market Value
$560,300
Appraisal
$560,300
PID
4428
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$463,000$97,300$560,300
Assessment
Valuation YearImprovementsLandTotal
2026$463,000$97,300$560,300

Owner of Record
OwnerFRUSHELL MARC A & MARTHA M
Co-Owner
Address98 ELM ST
GARDNER, MA 01440
Sale Price$300,000
Certificate
Book & Page 25256/0131
Sale Date11/15/2001
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
FRUSHELL MARC A & MARTHA M$300,000 25256/01310011/15/2001
BROWN RICHARD W$87,000 08132/01500003/30/1984
DECH ELMER R$0 05165/0268  

Building Information
Building 1 : Section 1
Year Built: 1870
Living Area: 4,432
Replacement Cost: $744,678
Building Percent Good: 58
Replacement Cost
Less Depreciation:
$431,900
Building Attributes
FieldDescription
Style:Conventional
ModelResidential
Grade:Average +20
Stories:2 Stories
Occupancy1
Exterior Wall 1Clapboard
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Ceram Clay Til
Heat FuelOil
Heat Type:Steam
AC Type:None
Total Bedrooms:6 Bedrooms
Total Bthrms:3
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:8 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,853 1,853
FUSUpper Story, Finished 1,609 1,609
FHSHalf Story, Finished 1,493 970
FEPPorch, Enclosed, Finished 505 0
FOPPorch, Open, Finished 120 0
UBMBasement, Unfinished 1,531 0
   7,111 4,432

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL3Fireplce 2 St1.00 UNITS$2,9001
FPL1Fireplace 1 St3.00 UNITS$7,0001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)29944
Frontage0
Depth0
Total Market Land$97,300
Appraised Value$97,300

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
FGR1Garage - A  744.00 S.F.$11,2001
SPL2Pool IG Vinyl  512.00 S.F.$10,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$432,200$88,400$520,600
2024$441,900$80,500$522,400
2023$401,000$79,200$480,200

Assessment
Valuation YearImprovementsLandTotal
2025$432,200$88,400$520,600
2024$441,900$80,500$522,400
2023$401,000$79,200$480,200

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