102 CHESTNUT ST
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Location
102 CHESTNUT ST
Mblu
R27/ 22/ 51/ /
Acct#
Owner
DELY ERNSON
PBN
Total Market Value
$401,400
Appraisal
$401,400
PID
4431
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$327,300$74,100$401,400
Assessment
Valuation YearImprovementsLandTotal
2026$327,300$74,100$401,400

Owner of Record
OwnerDELY ERNSON
Co-OwnerDELY KATIANA
Address102 CHESTNUT ST
GARDNER, MA 01440
Sale Price$417,000
Certificate
Book & Page 72226/57
Sale Date07/08/2025
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
DELY ERNSON$417,000 72226/570007/08/2025
EUFRASIO OSNY$260,000 69527/3761H08/16/2023
MAILLET WINNIFRED$99 56621/03091A01/18/2017
MAILLET WINNIFRED M$185,000 32448/03490012/15/2003
HODGKINSON CHARLES PS$93,000 18439/02680011/29/1996

Building Information
Building 1 : Section 1
Year Built: 1880
Living Area: 2,176
Replacement Cost: $480,325
Building Percent Good: 65
Replacement Cost
Less Depreciation:
$312,200
Building Attributes
FieldDescription
Style:Conventional
ModelResidential
Grade:Average +10
Stories:2 Stories
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverSlate
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Vinyl Planking
Interior Flr 2 
Heat FuelOil
Heat Type:Steam
AC Type:None
Total Bedrooms:5 Bedrooms
Total Bthrms:1
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:7 Rooms
Bath Style:Good
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,056 1,056
FUSUpper Story, Finished 1,008 1,008
FATAttic, Finished 448 112
FOPPorch, Open, Finished 424 0
UBMBasement, Unfinished 1,056 0
   3,992 2,176

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL3Fireplce 2 St1.00 UNITS$3,3001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR3
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)8039
Frontage0
Depth0
Total Market Land$74,100
Appraised Value$74,100

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
FGR1Garage - A  784.00 S.F.$11,8001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$270,700$67,400$338,100
2024$264,300$61,300$325,600
2023$236,300$60,400$296,700

Assessment
Valuation YearImprovementsLandTotal
2025$270,700$67,400$338,100
2024$264,300$61,300$325,600
2023$236,300$60,400$296,700

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