45-49 ELM ST
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Location
45-49 ELM ST
Mblu
R27/ 22/ 30/ /
Acct#
Owner
NELSON LINDA S
PBN
Total Market Value
$646,100
Appraisal
$646,100
PID
4445
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$555,400$90,700$646,100
Assessment
Valuation YearImprovementsLandTotal
2026$555,400$90,700$646,100

Owner of Record
OwnerNELSON LINDA S
Co-Owner
Address45 ELM ST
GARDNER, MA 01440
Sale Price$1
Certificate
Book & Page 41259/0089
Sale Date06/04/2007
Instrument1A

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
NELSON LINDA S$1 41259/00891A06/04/2007
NELSON LINDA S$1 36770/00681A07/11/2005
BOLAND LINDA S$142,000 17508/02490012/01/1995
CROUCH JOHN E$1 17508/02481A12/01/1995
CROUCH MARIAN E$1 13771/03371A11/20/1991

Building Information
Building 1 : Section 1
Year Built: 1857
Living Area: 5,933
Replacement Cost: $929,160
Building Percent Good: 58
Replacement Cost
Less Depreciation:
$538,900
Building Attributes
FieldDescription
Style:Three Family
ModelResidential
Grade:Average +10
Stories:2.5
Occupancy3
Exterior Wall 1Clapboard
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Carpet
Heat FuelOil
Heat Type:Steam
AC Type:None
Total Bedrooms:5 Bedrooms
Total Bthrms:3
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:12 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 2,626 2,626
FUSUpper Story, Finished 2,366 2,366
FHSHalf Story, Finished 1,448 941
FEPPorch, Enclosed, Finished 216 0
FOPPorch, Open, Finished 665 0
UATAttic, Unfinished 297 0
UBMBasement, Unfinished 2,566 0
   10,184 5,933

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL3Fireplce 2 St1.00 UNITS$2,9001

Land
Land Use
Use Code1050
DescriptionThree Fam  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)20794
Frontage0
Depth0
Total Market Land$90,700
Appraised Value$90,700

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
BRN1Barn 1 Story  864.00 S.F.$5,4001
FGR1Garage - A  680.00 S.F.$8,2001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$550,100$82,500$632,600
2024$420,200$75,000$495,200
2023$397,300$73,900$471,200

Assessment
Valuation YearImprovementsLandTotal
2025$550,100$82,500$632,600
2024$420,200$75,000$495,200
2023$397,300$73,900$471,200

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