14 WATKINS ST
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Location
14 WATKINS ST
Mblu
H27/ 15/ 10/ /
Acct#
Owner
CATON SPENCER
PBN
Total Market Value
$299,900
Appraisal
$299,900
PID
445
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$234,500$65,400$299,900
Assessment
Valuation YearImprovementsLandTotal
2026$234,500$65,400$299,900

Owner of Record
OwnerCATON SPENCER
Co-OwnerCATON RACHAEL A
Address14 WATKINS ST
GARDNER, MA 01440
Sale Price$365,000
Certificate
Book & Page 72813/397
Sale Date11/12/2025
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
CATON SPENCER$365,000 72813/3970011/12/2025
AUSTIN NELSON A$40,000 08365/03501A09/17/1984
AUSTIN HELEN V$0 04218/0210  

Building Information
Building 1 : Section 1
Year Built: 1930
Living Area: 1,486
Replacement Cost: $355,996
Building Percent Good: 65
Replacement Cost
Less Depreciation:
$231,400
Building Attributes
FieldDescription
Style:Cape Cod
ModelResidential
Grade:Average
Stories:1.25
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2Plywood Panel
Interior Flr 1Carpet
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:7 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,112 1,112
EAFAttic, Expansion, Finished 832 374
FEPPorch, Enclosed, Finished 323 0
UBMBasement, Unfinished 832 0
WDKDeck, Wood 274 0
   3,373 1,486

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FLU1Flue - Block1.00 UNITS$5001

Land
Land Use
Use Code1013
DescriptionSFR Water  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)28222
Frontage0
Depth0
Total Market Land$65,400
Appraised Value$65,400

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed - A  192.00 S.F.$1,7001
SHD3Shed Metal  64.00 S.F.$4001
SHD3Shed Metal  72.00 S.F.$5001
SHD3Shed Metal  49.00 S.F.$01
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$229,100$59,500$288,600
2024$226,800$54,100$280,900
2023$185,700$53,300$239,000

Assessment
Valuation YearImprovementsLandTotal
2025$229,100$59,500$288,600
2024$226,800$54,100$280,900
2023$185,700$53,300$239,000

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