115 PROSPECT ST
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Location
115 PROSPECT ST
Mblu
R12/ 13/ 3/ /
Acct#
Owner
PROSPECT IRREVOCABLE TRUST
PBN
Total Market Value
$292,900
Appraisal
$292,900
PID
4761
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$215,500$77,400$292,900
Assessment
Valuation YearImprovementsLandTotal
2026$215,500$77,400$292,900

Owner of Record
OwnerPROSPECT IRREVOCABLE TRUST
Co-OwnerCYGANIEWICZ DEBORAH A - TRUSTEE
Address115 PROSPECT ST
GARDNER, MA 01440
Sale Price$1
Certificate
Book & Page 37136/0044
Sale Date08/23/2005
Instrument1A

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
PROSPECT IRREVOCABLE TRUST$1 37136/00441A08/23/2005
CYGANIEWICZ ALAN J$25,000 21286/02581A04/20/1999
CYGANIEWICZ JOSEPH E$0 05133/0060  

Building Information
Building 1 : Section 1
Year Built: 1949
Living Area: 1,814
Replacement Cost: $354,193
Building Percent Good: 60
Replacement Cost
Less Depreciation:

$212,500
Building Attributes
FieldDescription
Style:Cape Cod
ModelResidential
Grade:Average
Stories:1.75
Occupancy1
Exterior Wall 1Board & Batten
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Pine/Soft Wood
Interior Flr 2 
Heat FuelOil
Heat Type:Forced Air-Duc
AC Type:None
Total Bedrooms:2 Bedrooms
Total Bthrms:1
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:5 Rooms
Bath Style:Old Style
Kitchen Style:Old Style
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area
Living
Area
BASFirst Floor 1,008 1,008
TQSThree Quarter Story 1,008 806
UBMBasement, Unfinished 1,008 0
UEPPorch, Enclosed, Unfinished 42 0
WDKDeck, Wood 144 0
   3,210 1,814

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FLU2Flue - Brick1.00 UNITS$5001
FLU2Flue - Brick1.00 UNITS$8001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)13000
Frontage0
Depth0
Total Market Land$77,400
Appraised Value$77,400

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed - A  96.00 S.F.$7001
WDKDeck not att  96.00 S.F.$1,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$210,600$70,300$280,900
2024$209,800$64,000$273,800
2023$174,300$63,100$237,400

Assessment
Valuation YearImprovementsLandTotal
2025$210,600$70,300$280,900
2024$209,800$64,000$273,800
2023$174,300$63,100$237,400

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