34 CHARLES ST
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Location
34 CHARLES ST
Mblu
R12/ 9/ 19/ /
Acct#
Owner
PALMA JOSEPH J
PBN
Total Market Value
$397,600
Appraisal
$397,600
PID
4766
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$308,400$89,200$397,600
Assessment
Valuation YearImprovementsLandTotal
2026$308,400$89,200$397,600

Owner of Record
OwnerPALMA JOSEPH J
Co-OwnerMONROE HEATHER ANN
Address34 CHARLES ST
GARDNER, MA 01440
Sale Price$425,000
Certificate
Book & Page 70993/30
Sale Date09/06/2024
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
PALMA JOSEPH J$425,000 70993/300009/06/2024
SPARKS RONALD E & JANINE M$132,000 22093/03970011/29/1999
WOOD ALMA L$1 16154/02061A03/28/1994
WOOD ALMA L$4,500 06196/0055  

Building Information
Building 1 : Section 1
Year Built: 1977
Living Area: 1,636
Replacement Cost: $429,465
Building Percent Good: 70
Replacement Cost
Less Depreciation:

$300,600
Building Attributes
FieldDescription
Style:Cape Cod
ModelResidential
Grade:Average +10
Stories:1.75
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Carpet
Interior Flr 2Hardwood
Heat FuelGas
Heat Type:Forced Air-Duc
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:2
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:7 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area
Living
Area
BASFirst Floor 970 970
TQSThree Quarter Story 832 666
FGRGarage, Finished 528 0
UBMBasement, Unfinished 832 0
UHSHalf Story, Unfinished 660 0
   3,822 1,636

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL2Fireplce 1.5 S1.00 UNITS$2,8001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)18662
Frontage0
Depth0
Total Market Land$89,200
Appraised Value$89,200

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SPL4Pool AG Rnd  24.00 DIA$2,3001
WDKDeck not att  144.00 S.F.$7001
SHD1Shed - A  112.00 S.F.$2,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$301,600$81,200$382,800
2024$307,600$73,800$381,400
2023$255,700$72,700$328,400

Assessment
Valuation YearImprovementsLandTotal
2025$301,600$81,200$382,800
2024$307,600$73,800$381,400
2023$255,700$72,700$328,400

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