286 ELM ST
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Location
286 ELM ST
Mblu
R22/ 18/ 34/ /
Acct#
Owner
O'CONNOR SARAH JANE
PBN
Total Market Value
$383,900
Appraisal
$383,900
PID
5004
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$307,800$76,100$383,900
Assessment
Valuation YearImprovementsLandTotal
2026$307,800$76,100$383,900

Owner of Record
OwnerO'CONNOR SARAH JANE
Co-OwnerWILTSHIRE LYNN MARIE
Address286 ELM ST
GARDNER, MA 01440
Sale Price$100
Certificate
Book & Page 70641/73
Sale Date06/17/2024
Instrument1A

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
O'CONNOR SARAH JANE$100 70641/731A06/17/2024
OCONNOR SARAH JANE & JORGE$213,500 57822/00480009/29/2017
NICHOLS ELIZABETH B$170,000 43486/01401S11/06/2008
US BANK NATIONAL ASSOCIATION$184,400 43486/01341L11/06/2008
MCMAHON CHRISTOPHER J$247,500133322/02420004/15/2004

Building Information
Building 1 : Section 1
Year Built: 1900
Living Area: 2,192
Replacement Cost: $466,911
Building Percent Good: 65
Replacement Cost
Less Depreciation:
$303,500
Building Attributes
FieldDescription
Style:Conventional
ModelResidential
Grade:Average +10
Stories:2
Occupancy1
Exterior Wall 1Stucco/Masonry
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Carpet
Heat FuelOil
Heat Type:Steam
AC Type:None
Total Bedrooms:5 Bedrooms
Total Bthrms:1
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:7 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
FUSUpper Story, Finished 1,147 1,147
BASFirst Floor 1,045 1,045
FEPPorch, Enclosed, Finished 260 0
UBMBasement, Unfinished 1,027 0
WDKDeck, Wood 150 0
   3,629 2,192

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL3Fireplce 2 St1.00 UNITS$3,3001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)10990
Frontage0
Depth0
Total Market Land$76,100
Appraised Value$76,100

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed - A  112.00 S.F.$1,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$285,900$69,100$355,000
2024$280,300$62,900$343,200
2023$249,800$62,000$311,800

Assessment
Valuation YearImprovementsLandTotal
2025$285,900$69,100$355,000
2024$280,300$62,900$343,200
2023$249,800$62,000$311,800

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