196 FERNWOOD DR
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Location
196 FERNWOOD DR
Mblu
H37/ 10/ 18/ /
Acct#
Owner
FRANCIS CAROL E
PBN
Total Market Value
$392,600
Appraisal
$392,600
PID
589
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$307,800$84,800$392,600
Assessment
Valuation YearImprovementsLandTotal
2026$307,800$84,800$392,600

Owner of Record
OwnerFRANCIS CAROL E
Co-Owner
Address196 FERNWOOD DR
GARDNER, MA 01440
Sale Price$217,900
Certificate
Book & Page 54946/0115
Sale Date02/16/2016
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
FRANCIS CAROL E$217,900 54946/01150002/16/2016
WIHTELIN DEBRA A$99 47625/01341A07/22/2011
WIHTELIN ROBERT D & DEBRA A$126,000 12236/00900007/26/1989

Building Information
Building 1 : Section 1
Year Built: 1989
Living Area: 1,663
Replacement Cost: $415,788
Building Percent Good: 73
Replacement Cost
Less Depreciation:
$303,500
Building Attributes
FieldDescription
Style:Cape Cod
ModelResidential
Grade:Average +10
Stories:1 1/2 Stories
Occupancy1
Exterior Wall 1Clapboard
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Laminate
Interior Flr 2Hardwood
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:1
Total Xtra Fixtrs: 
Total Rooms:7
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,008 1,008
FHSHalf Story, Finished 1,008 655
FEPPorch, Enclosed, Finished 196 0
FOPPorch, Open, Finished 168 0
PTOPatio 220 0
UBMBasement, Unfinished 720 0
USTUtility, Storage, Unfinished 36 0
WDKDeck, Wood 20 0
   3,376 1,663

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL2Fireplce 1.5 S1.00 UNITS$2,9001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR2
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)12500
Frontage0
Depth0
Total Market Land$84,800
Appraised Value$84,800

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed - A  160.00 S.F.$1,4001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$305,000$77,000$382,000
2024$301,000$70,100$371,100
2023$249,800$69,100$318,900

Assessment
Valuation YearImprovementsLandTotal
2025$305,000$77,000$382,000
2024$301,000$70,100$371,100
2023$249,800$69,100$318,900

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