195 SAUNDERS ST
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Location
195 SAUNDERS ST
Mblu
W17/ 4/ 7/ /
Acct#
Owner
NOPONEN WAYNE E
PBN
Total Market Value
$324,200
Appraisal
$324,200
PID
6159
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$218,000$106,200$324,200
Assessment
Valuation YearImprovementsLandTotal
2026$218,000$106,200$324,200

Owner of Record
OwnerNOPONEN WAYNE E
Co-Owner
Address195 SAUNDERS ST
GARDNER, MA 01440
Sale Price$1
Certificate
Book & Page 44961/0219
Sale Date10/14/2009
Instrument1A

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
NOPONEN WAYNE E$1 44961/02191A10/14/2009
NOPONEN MALFISSA A & WAYNE E$1 18528/02871A01/08/1997
NOPONEN MALFISSA A$0 03454/0463  

Building Information
Building 1 : Section 1
Year Built: 1952
Living Area: 1,040
Replacement Cost: $362,532
Building Percent Good: 60
Replacement Cost
Less Depreciation:
$217,500
Building Attributes
FieldDescription
Style:Ranch
ModelResidential
Grade:Average
Stories:1 Story
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:5 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,040 1,040
FEPPorch, Enclosed, Finished 132 0
FGRGarage, Finished 576 0
UBMBasement, Unfinished 1,172 0
WDKDeck, Wood 153 0
   3,073 1,040

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FLU2Flue - Brick1.00 UNITS$5001

Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR2
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)65227
Frontage0
Depth0
Total Market Land$106,200
Appraised Value$106,200

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$210,800$96,300$307,100
2024$209,500$87,700$297,200
2023$173,400$86,300$259,700

Assessment
Valuation YearImprovementsLandTotal
2025$210,800$96,300$307,100
2024$209,500$87,700$297,200
2023$173,400$86,300$259,700

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