109 CHAPEL ST
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Location
109 CHAPEL ST
Mblu
W27/ 9/ 9/ /
Acct#
Owner
STILES DEBRA J & STEPHEN V
PBN
Total Market Value
$356,500
Appraisal
$356,500
PID
6628
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$268,300$88,200$356,500
Assessment
Valuation YearImprovementsLandTotal
2026$268,300$88,200$356,500

Owner of Record
OwnerSTILES DEBRA J & STEPHEN V
Co-Owner
Address109 CHAPEL ST
GARDNER, MA 01440
Sale Price$168,000
Certificate
Book & Page 55204/0355
Sale Date04/19/2016
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
STILES DEBRA J & STEPHEN V$168,000 55204/03550004/19/2016
PROULX PRISCILLA$68,200 11988/02601A03/21/1989
ZAROZINSKI DAVID E$36,700 06410/0295  

Building Information
Building 1 : Section 1
Year Built: 1977
Living Area: 1,099
Replacement Cost: $348,455
Building Percent Good: 77
Replacement Cost
Less Depreciation:
$268,300
Building Attributes
FieldDescription
Style:Raised Ranch
ModelResidential
Grade:Average
Stories:1 Story
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Pine/Soft Wood
Interior Flr 2Carpet
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:6 Rooms
Bath Style:Average
Kitchen Style:Average
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,099 1,099
UGRGarage, Unfinished 276 0
URBBasement, Unfinished, Raised 782 0
WDKDeck, Wood 160 0
   2,317 1,099

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1010
DescriptionSingle Fam MDL-01  
ZoneR1
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Sqr Feet)29536
Frontage0
Depth0
Total Market Land$88,200
Appraised Value$88,200

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$252,100$80,100$332,200
2024$233,900$72,900$306,800
2023$204,200$71,700$275,900

Assessment
Valuation YearImprovementsLandTotal
2025$252,100$80,100$332,200
2024$233,900$72,900$306,800
2023$204,200$71,700$275,900

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