109 MAIN ST
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Location
109 MAIN ST
Mblu
7/ 47/ / /
Assessment
$4,368,900
PID
425
Building Count
1
Current Value
Assessment
Valuation YearImprovementsLandTotal
2026$3,897,500$471,400$4,368,900

Ownership History
Ownership History
OwnerSale PriceBook & PageSale Date
CAPE ANN SAVINGS BANK$0C49221/008/13/1979

Building Information
Building 1 : Section 1
Year Built: 1860
Living Area: 22,468
Building Percent Good: 82
Building Attributes
FieldDescription
Style:Finan Inst.
ModelCommercial
GradeAverage +20
Stories:3
Occupancy1.00
Exterior Wall 1Brick Veneer
Exterior Wall 2Stone/Masonry
Roof StructureFlat
Roof CoverT&G/Rubber
Interior Wall 1Drywall/Sheet
Interior Wall 2Plastered
Interior Floor 1Carpet
Interior Floor 2 
Heating FuelGas
Heating TypeHot Water
AC TypeCentral
Struct Class 
Bldg UseBANK
Total Rooms 
Total Bedrms00
Total Baths2
1st Floor Use:3410
Heat/ACHEAT/AC PKGS
Frame TypeMASONRY
Baths/PlumbingAVERAGE
Ceiling/WallSUS-CEIL & WL
Rooms/PrtnsABOVE AVERAGE
Wall Height10.00
% Comn Wall0.00
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
FUSUpper Story, Finished 9,821 9,821
BASFirst Floor 8,391 8,391
SFBBase, Semi-Finished 5,007 4,256
CANCanopy 106 0
FSTUtility, Finished 350 0
UBMBasement, Unfinished 2,928 0
   26,603 22,468

Extra Features
Extra Features
CodeDescriptionSizeBldg #
VLT2VAULT-GOOD210.00 S.F.1
NDPNITE DEPOSIT1.00 UNITS1
ATM1AUTOMATC TELLR2.00 UNITS1
ELV2PASS ELEV 4-7 STOP1.00 UNITS1
SPR2WET/CONCEALED23219.00 S.F.1
SPR1SPRINKLERS-WET3278.00 S.F.1

Land
Land Use
Use Code3410
DescriptionBANK  
ZoneCB
NeighborhoodC06
Land Line Valuation
Size (Acres)0.22
Depth0
Assessed Value$471,400

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Assessment
Valuation YearImprovementsLandTotal
2025$3,699,100$436,600$4,135,700
2024$3,699,100$415,700$4,114,800
2023$3,656,900$371,200$4,028,100

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