45 CARMEL ST
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Location
45 CARMEL ST
Mblu
2831/ 066/ / /
Acct#
Owner
USOWSKI LAURA S
Total Assessed Value
$211,680
Appraisal
$302,400
PID
14681
Building Count
1
Current Value
Appraisal
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2025$204,700$3,800$0$93,900$302,400
Assessment
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2025$143,290$2,660$0$65,730$211,680

Owner of Record
OwnerUSOWSKI LAURA S
Co-Owner
Address45 CARMEL ST
HAMDEN, CT 06518
Sale Price$144,900
Certificate
Book & Page 4335/0112
Sale Date07/29/2016
Instrument14

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
USOWSKI LAURA S$144,900 4335/01121407/29/2016
FEDERAL NATIONAL MORTGAGE ASSOCIATION$0 4278/00281412/23/2015
SALEM FIVE MORTGAGE COMPANY LLC$0 4278/00251412/23/2015
FORTY FIVE CARMEL STREET LLC$0 3628/0153 07/22/2009
SALDANA DAVID & TABERNA JOHN & BROWER$0 3460/0190 02/20/2008

Building Information
Building 1 : Section 1
Year Built: 1920
Living Area: 1,446
Building Percent Good: 75
Building Attributes
FieldDescription
Style:Old Style
ModelResidential
Grade:C
Stories:1 3/4 Stories
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable
Roof CoverAsphalt
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Carpet
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms:3 Bedrooms
Total Bthrms:1
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:6 Rooms
Bath Style:Average
Kitchen Style:Average
Whirlpool 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 783 783
TQSThree Quarter Story 783 587
FUSUpper Story, Finished 76 76
FEPPorch, Enclosed 28 0
FOPPorch, Open 189 0
UBMBasement, Unfinished 783 0
   2,642 1,446

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPL1FIREPLACE AVG1.00 UNITS$3,8001

Land
Land Use
Use Code1010
DescriptionSingle Fam M01  
ZoneR4
Neighborhood110
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.3
Frontage0
Depth0
Total Market Land$65,730
Appraised Value$93,900

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Appraisal
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2024$204,700$3,800$0$93,900$302,400
2023$133,900$2,800$500$64,800$202,000

Assessment
Valuation YearBuildingExtra FeaturesOutbuildingsLandTotal
2024$143,290$2,660$0$65,730$211,680
2023$93,730$1,960$350$45,360$141,400

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