498 HARPSWELL ISLANDS RD
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Location
498 HARPSWELL ISLANDS RD
Mblu
47/ 11/ / /
Acct#
3391
Owner
ROWE STEPHEN & STEPHANIE TRUSTEES OF
Assessment
$2,026,800
Appraisal
$2,047,200
PID
3391
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2025$938,400$1,108,800$2,047,200
Assessment
Valuation YearImprovementsLandTotal
2025$918,000$1,108,800$2,026,800

Owner of Record
OwnerROWE STEPHEN & STEPHANIE TRUSTEES OF
Co-OwnerTHE STEPHEN A & STEPHANIE H ROWE REVOCABLE TRUST
Address498 HARPSWELL ISLANDS RD
HARPSWELL, ME 04079
Sale Price$0
Certificate
Book & Page 40332/52
Sale Date08/28/2023
Instrument1T

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
ROWE STEPHEN & STEPHANIE TRUSTEES OF $0 40332/521T08/28/2023
ROWE STEPHEN A & STEPHANIE H$1,342,445 31448/03090004/16/2014
LONG REACH CAMP LLC$1,250,000 23957/01091N05/15/2006
ENGHOLM C RUDY$0 12930/0122  

Building Information
Building 1 : Section 1
Year Built: 1991
Living Area: 2,805
Replacement Cost: $817,387
Building Percent Good: 87
Replacement Cost
Less Depreciation:

$711,100
Building Attributes
FieldDescription
Style:Colonial
ModelResidential
Grade:Good+20
Stories:1.75
Occupancy1
Exterior Wall 1Clapboard
Exterior Wall 2Board & Batten
Roof Structure:Gable/Hip
Roof CoverEnam Metal
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Ceram Clay Til
Heat FuelSolar Assisted
Heat Type:Hot Water
AC Type:Heat Pump
Total Bedrooms:3 Bedrooms
Total Bthrms:3
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms:8
Bath Style:Modern
Kitchen Style:Good
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area
Living
Area
BASFirst Floor 1,399 1,399
TQSThree Quarter Story 970 728
EAFAttic, Expansion, Finished 970 340
FHSHalf Story, Finished 676 338
CTHCathedral Ceiling 66 0
FGRGarage, Attached 676 0
FOPOpen Porch 312 0
PTOPatio 504 0
SLBSlab 836 0
UBMBasement, Unfinished 1,239 0
WDKDeck, Wood 312 0
   7,960 2,805

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
SOL1SOLAR PANEL24.00 UNITS$14,4001
HRTHEARTH1.00 UNIT$6001
FPOEXTRA FPL OPEN1.00 UNITS$9001

Land
Land Use
Use Code1012
DescriptionSingle Fam Ocean  
ZoneSR/RP/IN
Neighborhood50
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)205.8
Assessed Value$1,108,800
Appraised Value$1,108,800

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
LNTLEAN-TO  297.00 S.F.$1,2001
SPL3GUNITE  228.00 S.F.$25,0001
SHP5W/IMPROV GOOD  192.00 S.F.$8,6001
RMPRAMP  132.00 S.F.$4,2001
FLTFLOAT  96.00 S.F$6,2001
FGR8GARAGE CUSTOM  2112.00 S.F$237,6001
LNTLEAN-TO  390.00 S.F.$3,1001
WINDWIND MILL  1.00 UNITS$8,0001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$938,400$1,108,800$2,047,200
2024$938,400$1,108,800$2,047,200
2023$938,400$1,108,800$2,047,200
2022$752,700$1,108,800$1,861,500
2021$401,000$907,700$1,308,700

Assessment
Valuation YearImprovementsLandTotal
2025$918,000$1,108,800$2,026,800
2024$918,000$1,108,800$2,026,800
2023$918,000$1,108,800$2,026,800
2022$732,300$1,108,800$1,841,100
2021$380,600$907,700$1,288,300

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