195 LUDLAM ST
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Location
195 LUDLAM ST
Mblu
154/ 3735/ 195/ /
Parcel ID
G10670
Owner
ROSARIO JOSE OMAR ESPINAL
PBN
Assessment
$631,400
Appraisal
$631,400
Internal ID
35468
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$498,600$132,800$631,400
Assessment
Valuation YearImprovementsLandTotal
2026$498,600$132,800$631,400

Owner of Record
OwnerROSARIO JOSE OMAR ESPINAL
Co-OwnerESPINAL JOSE A & ROSARIO ANGELITA
Address195 LUDLAM ST
LOWELL, MA 01850
Sale Price$700,000
Certificate
Book & Page 39836/0030
Sale Date01/29/2026
Instrument00

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
ROSARIO JOSE OMAR ESPINAL$700,000 39836/00300001/29/2026
FILHO ALAQUES C$240,000 27021/02860002/27/2013
COLDAN PROPERTIES LLC$78,699 26007/00261S05/18/2012
DEUTSECH BANK NATIONAL TRUST CO$151,000 23886/00011L04/20/2010
THUO SAMUEL K$1 23885/02951L04/20/2010

Building Information
Building 1 : Section 1
Year Built: 1900
Living Area: 2,676
Replacement Cost: $744,122
Building Percent Good: 67
Replacement Cost
Less Depreciation:
$498,600
Building Attributes
FieldDescription
Style:Two Family
ModelResidential
Grade:Average
Stories:2 Stories
Occupancy2
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverSlate
Interior Wall 1Plastered
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2Pergo
Heat FuelGas
Heat Type:Forced Air-Duc
AC Type:None
Total Bedrooms:6 Bedrooms
Total Bthrms:2
Total Half Baths:0
Total Xtra Fixtrs: 
Total Rooms: 
Bath Style:Average
Kitchen Style:Average
Num Kitchens02
Cndtn 
Num Park 
Fireplaces 
Fndtn Cndtn 
Basement 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,338 1,338
FUSUpper Story, Finished 1,338 1,338
FOPPorch, Open 220 0
UATAttic, Unfinished 1,110 0
UBMBasement, Unfinished 1,338 0
   5,344 2,676

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1040
DescriptionTWO FAMILY MDL-01  
ZoneTTF
Neighborhood6004
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.08
Frontage0
Depth0
Assessed Value$132,800
Appraised Value$132,800

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$473,100$124,200$597,300
2024$418,000$123,400$541,400
2023$375,600$107,300$482,900

Assessment
Valuation YearImprovementsLandTotal
2025$473,100$124,200$597,300
2024$418,000$123,400$541,400
2023$375,600$107,300$482,900

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