109 ELM ST
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Location
109 ELM ST
Mblu
53/ 208/ / /
Acct#
53_208
Owner
MILLBURY SAVING BANK
Total Market Value
$3,941,500
PID
3150
Building Count
1
Current Value
Assessment
Valuation YearImprovementsLandTotal
2026$3,857,300$84,200$3,941,500

Owner of Record
OwnerMILLBURY SAVING BANK
Co-OwnerC/O EASTHAMPTON SAVINGS BANK
AddressP.O. BOX 351

EASTHAMPTON, MA 01027
Sale Price$0
Certificate
Book & Page 2128/268
Sale Date04/03/1917

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageSale Date
MILLBURY SAVING BANK$0 2128/26804/03/1917

Building Information
Building 1 : Section 1
Year Built: 2005
Living Area: 20,941
Replacement Cost: $4,501,753
Building Percent Good: 81
Replacement Cost
Less Depreciation:
$3,646,400
Building Attributes
FieldDescription
Style:Finan Inst.
ModelComm/Ind
GradeAverage
Stories:2.75
Occupancy1.00
Exterior Wall 1Brick/Masonry
Exterior Wall 2 
Roof StructureGable/Hip
Roof CoverSlate
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Floor 1Carpet
Interior Floor 2Ceramic Tile
Heating FuelGas
Heating TypeForced Air-Duc
AC TypeCentral
Bldg UseBANK BLDG
Total Rooms 
Total Bedrms00
Total Baths0
1st Floor Use:0341
Heat/ACHEAT/AC PKGS
Frame TypeMASONRY
Baths/PlumbingAVERAGE
Ceiling/WallSUS-CEIL & WL
Rooms/PrtnsABOVE AVERAGE
Wall Height12.00
% Comn Wall0.00
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 7,092 7,092
FUSUpper Story, Finished 6,868 6,868
TQSThree Quarter Story 6,404 5,443
FBMBasement, Finished 3,076 1,538
CANCanopy 816 0
FOPPorch, Open 141 0
UBMBasement, Unfinished 3,423 0
   27,820 20,941

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
NDPNITE DEPOSIT1.00 UNITS$6,1001
DUW3W/PNEU TUBE1.00 UNITS$13,0001
VLT2VAULT-GOOD120.00 S.F.$12,2001
ELEVELEVATOR4.00 STOP$81,0001
ATM1AUTOMATC TELLR1.00 UNITS$32,4001
SPR2WET/CONCEALED27820.00 S.F.$27,0001

Parcel Information
Use Code3410
DescriptionBANK BLDG  
Deeded Acres

Land
Land Use
Use Code3410
DescriptionBANK BLDG  
ZoneB1
NeighborhoodC2
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.73
Frontage0
Total Market Land$84,200

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
PAV1PAVING-ASPHALT  21500.00 S.F.$37,6001
SGN3W/INT LIGHTS  30.00 S.F.&HGT$1,6001
Valuation History
Assessment
Valuation YearImprovementsLandTotal
2025$3,681,900$84,200$3,766,100
2024$3,623,400$84,200$3,707,600
2023$3,796,100$84,200$3,880,300

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