10 CROSS HWY
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Location
10 CROSS HWY
Mblu
30/ / 1/ /
Acct#
00143000
Owner
COWAN CLAY
Total Market Value
$646,510
Appraisal
$1,167,800
PID
1421
Building Count
3
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2025$624,600$543,200$1,167,800
Assessment
Valuation YearImprovementsLandTotal
2025$437,200$209,310$646,510

Owner of Record
OwnerCOWAN CLAY
Co-Owner
Address10 CROSS HIGHWAY
REDDING, CT 06896-2401
Sale Price$0
Certificate
Book & Page 0426/1010
Sale Date11/09/2020
Instrument04

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
COWAN CLAY$0 0426/10100411/09/2020
COWAN CLAY & AMY$915,000 0382/01682810/22/2012
LUTZ NANCY EST OF$0 0382/01670410/22/2012
LUTZ NANCY W$010079/0653XX05/21/1969

Building Information
Building 1 : Section 1
Year Built: 1753
Living Area: 3,566
Replacement Cost: $840,429
Building Percent Good: 45
Replacement Cost
Less Depreciation:
$378,200
Building Attributes
FieldDescription
StyleCustom Colonial
ModelResidential
Grade:B+
Stories1 1/2 Stories
Occupancy1
Exterior Wall 1Clapboard
Exterior Wall 2 
Roof StructureGable
Roof CoverAsphalt Shingl
Interior Wall 1Drywall
Interior Wall 2Plastered
Interior Flr 1Hardwood
Interior Flr 2Pine/Soft Wood
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms4 Bedrooms
Full Bathrooms4
Half Bathrooms1
Total Xtra Fixtrs2
Total Rooms9
Bath Style:Average
Kitchen Style:Below Average
Fireplaces 26
Whirlpool Tubs 
Fin Bsmt Area360
Fin Bsmt Qual2
Bsmt Garages 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 2,304 2,304
FUSFinished Upper Story 840 840
TQSThree Quarter Story 528 422
BSMBasement Area 2,244 0
CRLCrawl Space 60 0
FOPFramed Open Porch 29 0
PTOPatio 1,026 0
TRSTerrace - Stone 304 0
UATUnfinished Attic 840 0
VLTVaulted Ceiling 624 0
WDKWood Deck 60 0
   8,859 3,566
Building 2 : Section 1
Year Built: 1976
Living Area: 1,040
Replacement Cost: $226,504
Building Percent Good: 70
Replacement Cost
Less Depreciation:
$158,600
Building Attributes : Bldg 2 of 3
FieldDescription
StyleRanch
ModelResidential
Grade:C-
Stories1 Story
Occupancy1
Exterior Wall 1Wood
Exterior Wall 2 
Roof StructureGable
Roof CoverAsphalt Shingl
Interior Wall 1Drywall
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelOil
Heat Type:Hot Water
AC Type:None
Total Bedrooms2 Bedrooms
Full Bathrooms1
Half Bathrooms0
Total Xtra Fixtrs1
Total Rooms4
Bath Style:Average
Kitchen Style:Below Average
Fireplaces 20
Whirlpool Tubs 
Fin Bsmt Area 
Fin Bsmt Qual 
Bsmt Garages 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 1,040 1,040
BSMBasement Area 1,040 0
USTUtility Storage 392 0
   2,472 1,040
Building 3 : Section 1
Year Built: 1910
Living Area: 838
Replacement Cost: $193,064
Building Percent Good: 16
Replacement Cost
Less Depreciation:
$30,900
Building Attributes : Bldg 3 of 3
FieldDescription
StyleRanch
ModelResidential
Grade:C
Stories1 Story
Occupancy1
Exterior Wall 1Logs
Exterior Wall 2 
Roof StructureGable
Roof CoverAsphalt Shingl
Interior Wall 1Minimum
Interior Wall 2 
Interior Flr 1Hardwood
Interior Flr 2 
Heat FuelElectric
Heat Type:Electr Basebrd
AC Type:None
Total Bedrooms2 Bedrooms
Full Bathrooms1
Half Bathrooms0
Total Xtra Fixtrs0
Total Rooms4
Bath Style:Average
Kitchen Style:Below Average
Fireplaces 21
Whirlpool Tubs 
Fin Bsmt Area 
Fin Bsmt Qual 
Bsmt Garages 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 838 838
FOPFramed Open Porch 362 0
SLBSlab 838 0
   2,038 838

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FLUFlu1.00 Units$02

Land
Land Use
Use Code101
DescriptionSingle Family Res  
ZoneR-2
Neighborhood130
Alt Land ApprNo
Category
Special Land
Land Use CodeLand Use DescriptionUnitsUnit Type
800Open Space15.56AC
Land Line Valuation
Size (Acres)21.59
Frontage
Depth
Total Market Land$209,310
Appraised Value$543,200

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
BRN2Barn w BsmtSNStone/Frame1196.00 S.F.$36,7001
PAT1PatioSTStone442.00 S.F.$4,0001
SPL1InGround PoolGNGunite464.00 S.F.$13,4001
FSPScreen PorchFRFrame182.00 S.F.$2,8001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2025$624,600$543,200$1,167,800
2024$624,600$543,200$1,167,800
2023$624,600$543,200$1,167,800

Assessment
Valuation YearImprovementsLandTotal
2025$437,200$209,310$646,510
2024$437,200$209,310$646,510
2023$437,200$209,310$646,510

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