640 MAIN ST
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Location
640 MAIN ST
Mblu
042/ / 009/ 000/000
Acct#
O0059R
Owner
SACO SAVINGS BANK OF MAINE
Total Market Value
$1,330,500
PID
3435
Building Count
1
User Field 4
User Field 5
Topography
Utility
Public Sewer,Public Water
Location
Street/Road
Current Value
Assessment
Valuation YearImprovementsLandTotal
2025$921,300$409,200$1,330,500

Owner of Record
OwnerSACO SAVINGS BANK OF MAINE
Co-Owner
AddressPO BOX 310
CAMDEN, ME 04843
Sale Price$639,000
Certificate
Book & Page 14769/0802
Sale Date03/01/2006
Instrument201

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
SACO SAVINGS BANK OF MAINE$639,000 14769/080220103/01/2006
OCSAP LTD$0 6797/0209 11/04/1993

Building Information
Building 1 : Section 1
Year Built: 1978
Living Area: 3,737
Replacement Cost: $971,223
Building Percent Good: 85
Replacement Cost
Less Depreciation:
$825,500
Building Attributes
FieldDescription
Style:Branch Bank
ModelCommercial
GradeAVERAGE
Stories:1
Occupancy1.00
Exterior Wall 1Wood Shingle
Exterior Wall 2 
Roof StructureGable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Wall Brd/Wood
Interior Wall 2 
Interior Floor 1Ceram Clay Til
Interior Floor 2Carpet
Heating FuelGas
Heating TypeForced Air-Duc
AC TypeCentral
Bldg UseRETAIL
Total Rooms 
Total Bedrms00
Total Baths1.0
1st Floor Use:3100
Heat/ACHEAT/AC PKGS
Frame TypeWOOD FRAME
Baths/PlumbingAVERAGE
Ceiling/WallCeiling /Walls
Rooms/PrtnsAVERAGE
Wall Height10.00
% Comn Wall100.00
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 3,737 3,737
CANCanopy 570 0
UBMBasement, Unfinished 3,465 0
   7,772 3,737

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
PAVPAVING14500.00 UNITS$12,0001
DUW1DRIVE-UP WINDW1.00 UNITS$9,4001
NDPNITE DEPOSIT1.00 UNITS$8,5001
ATM1AUTOMATC TELLR1.00 UNITS$37,4001

Land
Land Use
Use Code3410
DescriptionBANK  
ZonePR
NeighborhoodCOM3
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)1.22
Frontage
Depth
Total Market Land$409,200

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SGN3W/INT LIGHTS  30.00 S.F.&HGT$15,0001
LT5MERC VAP/FLU  8.00 UNITS$13,5001
Valuation History
Assessment
Valuation YearImprovementsLandTotal
2025$921,300$409,200$1,330,500
2024$735,700$369,900$1,105,600
2023$735,700$369,900$1,105,600
2022$735,700$281,700$1,017,400
Visit History
Visit History
Visit DatePurpose of VisitNotes
2/28/2025Assessor Reviewed 
10/24/2024Measur+Listed 
6/5/2019Measur+ListedEXTERIOR INSPECTION TO CONFIRM ATM AND DRIVE UP WINDOW.
8/15/2006Measur+ListedFINAL INSPECTION OF DEXTER REHAB TO BANK
8/15/2006Electric FinishMANY FCO 2412
7/13/2006Electric Service 
6/26/2006Electric Service 
5/8/2006Elec Rough InJUST VISIT

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