20 COTTAGE AVE
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Location
20 COTTAGE AVE
Mblu
011/ / 038/ 000/000
Acct#
K0425R
Owner
KERNS, BRUCE E & KERNS, JANE A
Total Market Value
$882,900
PID
831
Building Count
1
User Field 4
User Field 5
Topography
Utility
Public Sewer,Public Water
Location
Street/Road
Current Value
Assessment
Valuation YearImprovementsLandTotal
2026$292,700$590,200$882,900

Owner of Record
OwnerKERNS, BRUCE E & KERNS, JANE A
Co-OwnerKERNS, IAN T
Address20 COTTAGE AVE

SACO, ME 04072
Sale Price$0
Certificate
Book & Page 19490/611
Sale Date08/10/2024
Instrument1A

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
KERNS, BRUCE E & KERNS, JANE A$0 19490/6111A08/10/2024
KERNS BRUCE E$0 15450/09741A07/09/2008
KERNS JANE A$0 15450/09691A07/09/2008
KERNS BRUCE E$10,000 15032/00511A11/24/2006
KERNS BRUCE $0 11840/02661D07/20/2002

Building Information
Building 1 : Section 1
Year Built: 2011
Living Area: 1,484
Replacement Cost: $300,710
Building Percent Good: 95
Replacement Cost
Less Depreciation:
$285,700
Building Attributes
FieldDescription
Style:Colonial
ModelResidential
Grade:Good
Stories:2
Occupancy1
Exterior Wall 1Vinyl Siding
Exterior Wall 2 
Roof Structure:Gable/Hip
Roof CoverAsph/F Gls/Cmp
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Flr 1Laminate Floor
Interior Flr 2Ceram Clay Til
Heat FuelGas
Heat Type:Hot Water
AC Type:Heat Pump
Total Bedrooms:3 Bedrooms
Total Bthrms:2
Total Half Baths:0
Total Xtra Fixtrs:2
Total Rooms:4
Bath Style:Modern
Kitchen Style:Good
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASFirst Floor 802 802
FUSUpper Story, Finished 682 682
FOPPorch, Open, Finished 60 0
WDKDeck, Wood 198 0
   1,742 1,484

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
FPLFPL GAS DIR VE1.00 UNITS$2,1001
GENRGENERATOR R1.00 UNITS$3,9001

Land
Land Use
Use Code1010
DescriptionSINGLE FAM MDL-01  
ZoneSR
Neighborhood524
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.15
Frontage
Depth
Total Market Land$590,200

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD2SHED AVERAGE  80.00 S.F.$1,0001
Valuation History
Assessment
Valuation YearImprovementsLandTotal
2026$292,700$590,200$882,900
2025$269,700$422,200$691,900
2024$269,200$422,200$691,400
2023$258,900$422,200$681,100
Visit History
Visit History
Visit DatePurpose of VisitNotes
10/22/2025Change Data Mailer Returned 
6/24/2025Measu/LtrSnt Letter Sent no responseNO LETTER RESPONSE REGARDING BP#12536. NO STRUCTURAL CHANGES IN COMPLETION OF PROJECT.
1/29/2025Measur+1Visit 
4/5/2019Seasonal Rental 
4/4/2014Seasonal Rental 
4/10/2013ListedLAMINATE & TILE FLOORS; 1 ROOM HAS T & G WALLS; GRANITE COUNTERS; GOOD CABINETS; ATTIC = TRUSS ROOM.
7/27/2012FINAL 
8/3/2011Framing 
5/13/2011Foundation 

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