44 COTTAGE ST
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Location
44 COTTAGE ST
Mblu
1619/ 5/ 0/ /
Acct#
4259
Owner
PHIPPS NATHAN S.
Total Market Value
$1,005,500
PID
4259
Building Count
2
Current Value
Assessment
Valuation YearImprovementsLandTotal
2026$619,800$385,700$1,005,500

Owner of Record
OwnerPHIPPS NATHAN S.
Co-OwnerSTOCK CRAIG A.
Address44-46 COTTAGE STREET
WATERTOWN, MA 02472
Sale Price$770,000
Certificate
Book & Page 72935/135
Sale Date07/16/2019
Instrument1O

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
PHIPPS NATHAN S.$770,000 72935/1351O07/16/2019
FERRARA ANTHONY & MARIAN L/E$1 57391/2711F09/02/2011
FERRARA ANTHONY TRUSTEE$1 N/A/N/A1F02/28/1990

Building Information
Building 1 : Section 1
Year Built: 1887
Living Area: 1,988
Replacement Cost: $546,843
Building Percent Good: 79
Replacement Cost
Less Depreciation:
$432,000
Building Attributes
FieldDescription
StyleColonial
ModelMulti-Family
GradeAverage
Stories2.25
FoundationBrick/Stn
Ext Wall 1Vinyl
Ext Wall 2 
Roof StructureGable
Roof CoverAsphalt Sh
Int Wall 1Plaster
Int Wall 2 
Int Floor 1Softwood
Int Floor 2Carpet
Heat FuelOil
Heat TypeForced H/A
AC Percent0
Bedrooms4
Full Baths2
Half Baths0
Total Rooms8
Full Bath RatingGood
Kitchen RatingGood
Kitchens1
Fireplace RatingAverage
Fireplace(s)1
Bsmt Garage0
FrameWood
Total # Units2
Living Units1
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASBase Floor 1,009 1,009
FUSFinished Upper Story 979 979
ATCAttic, Unfinished 732 0
UBMBasement, Unfinished 1,009 0
WDKDeck, Wood 55 0
   3,784 1,988
Building 2 : Section 1
Year Built: 1887
Living Area: 790
Replacement Cost: $276,131
Building Percent Good: 68
Replacement Cost
Less Depreciation:
$187,800
Building Attributes : Bldg 2 of 2
FieldDescription
StyleConventional
ModelMulti-Family
GradeAverage
Stories2
FoundationBrick/Stn
Ext Wall 1Vinyl
Ext Wall 2 
Roof StructureGable
Roof CoverAsphalt Sh
Int Wall 1Plaster
Int Wall 2 
Int Floor 1Carpet
Int Floor 2Hardwood
Heat FuelOil
Heat TypeForced H/A
AC Percent0
Bedrooms2
Full Baths1
Half Baths0
Total Rooms5
Full Bath RatingAverage
Kitchen RatingAverage
Kitchens1
Fireplace RatingA
Fireplace(s)0
Bsmt Garage0
FrameWood
Total # Units2
Living Units1
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASBase Floor 430 430
FUSFinished Upper Story 360 360
FEPPorch, enclosed 90 0
UBMBasement, Unfinished 360 0
   1,240 790

Extra Features
Extra Features

No Data for Extra Features


Land
Land Use
Use Code1090
DescriptionMULT HS  
Zone
NeighborhoodEP
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.09
Frontage
Depth
Total Market Land$385,700

Outbuildings
Outbuildings

No Data for Outbuildings

Valuation History
Assessment
Valuation YearImprovementsLandTotal
2025$596,200$385,700$981,900
2024$501,200$414,500$915,700
2023$463,000$406,800$869,800

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