106 SPRUCE ST 108
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Location
106 SPRUCE ST 108
Mblu
1031/ 38/ 7/ /
Acct#
814
Owner
DECKER NANCY TRUSTEE
Total Market Value
$1,096,700
PID
814
Building Count
1
Current Value
Assessment
Valuation YearImprovementsLandTotal
2026$557,700$539,000$1,096,700

Owner of Record
OwnerDECKER NANCY TRUSTEE
Co-OwnerNANCY DECKER 2009 FAM TRUST
Address108 SPRUCE ST
WATERTOWN, MA 02472
Sale Price$100
Certificate
Book & Page 53746/221
Sale Date10/29/2009
Instrument1F

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
DECKER NANCY TRUSTEE$100 53746/2211F10/29/2009
DECKER NAN$100 46233/3041F10/05/2005
KERMAN BEN$200,00021988/03421988/0341AL04/29/1992

Building Information
Building 1 : Section 1
Year Built: 1920
Living Area: 2,428
Replacement Cost: $696,339
Building Percent Good: 73
Replacement Cost
Less Depreciation:
$508,300
Building Attributes
FieldDescription
StyleTwo Family
ModelMulti-Family
GradeAverage
Stories2.25
FoundationConcrete
Ext Wall 1Vinyl
Ext Wall 2 
Roof StructureGable
Roof CoverSlate
Int Wall 1Plaster
Int Wall 2 
Int Floor 1Hardwood
Int Floor 2Softwood
Heat FuelGas
Heat TypeForced H/W
AC Percent0
Bedrooms5
Full Baths3
Half Baths0
Total Rooms12
Full Bath RatingAverage
Kitchen RatingAverage
Kitchens2
Fireplace RatingA
Fireplace(s)0
Bsmt Garage0
FrameWood
Total # Units2
Living Units2
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area		Living
Area
BASBase Floor 1,214 1,214
FUSFinished Upper Story 1,214 1,214
EFPPorch, Enclosed 54 0
FEPPorch, enclosed 126 0
FOPOpen Porch 161 0
UATUnfinished Attic 1,196 0
UBMBasement, Unfinished 1,196 0
USTUtility, Storage, Unfinished 20 0
WDKDeck, Wood 287 0
   5,468 2,428

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
XFFLAFin Lv Ar897.00 S.F.$47,1001

Land
Land Use
Use Code1040
DescriptionTWO FAM  
Zone
NeighborhoodEA
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.15
Frontage
Depth
Total Market Land$539,000

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
SHD1Shed Frame  120.00 S.F.$2,3001
Valuation History
Assessment
Valuation YearImprovementsLandTotal
2025$530,500$539,000$1,069,500
2024$444,500$524,500$969,900
2023$439,400$501,700$942,000

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