10 ELM ST
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Location
10 ELM ST
Mblu
55/ / 15/ /
Acct#
Owner
PEOPLES UNITED BANK
Assessment
$1,144,000
Appraisal
$1,144,000
PID
5496
Building Count
1
Current Value
Appraisal
Valuation YearImprovementsLandTotal
2026$1,093,000$51,000$1,144,000
Assessment
Valuation YearImprovementsLandTotal
2026$1,093,000$51,000$1,144,000

Owner of Record
OwnerPEOPLES UNITED BANK
Co-Owner
AddressATTN: CORP. SERVICES-FSU DEPT
ONE M&T PLAZA, 18 FL
BUFFALO, NY 14203
Sale Price$2
Certificate
Book & Page 1764/0448
Sale Date06/30/1943
Instrument1N

Ownership History
Ownership History
OwnerSale PriceCertificateBook & PageInstrumentSale Date
PEOPLES UNITED BANK$2 1764/04481N06/30/1943

Building Information
Building 1 : Section 1
Year Built: 1850
Living Area: 8,384
Replacement Cost: $1,651,337
Building Percent Good: 61
Replacement Cost
Less Depreciation:

$1,007,300
Building Attributes
FieldDescription
Style:Finan Inst.
ModelCommercial
GradeExcellent
Stories:3.0
Occupancy1.00
Exterior Wall 1Brick/Masonry
Exterior Wall 2 
Roof StructureFlat
Roof CoverTar & Gravel
Interior Wall 1Drywall/Sheet
Interior Wall 2 
Interior Floor 1Carpet
Interior Floor 2Vinyl/Asphalt
Heating FuelGas
Heating TypeForced Air-Duc
AC TypeCentral
Struct Class 
Bldg UseBANK BLDG MDL-94
Total Rooms 
Total Bedrms00
Total Baths0
1st Floor Use:3410
Heat/ACHEAT/AC PKGS
Frame TypeMASONRY
Baths/PlumbingAVERAGE
Ceiling/WallCEIL & WALLS
Rooms/PrtnsAVERAGE
Wall Height12.00
% Comn Wall 
Building Photo Building Photo
Building Layout Building Layout
Building Sub-Areas (sq ft)
CodeDescriptionGross
Area
Living
Area
FUSUpper Story, Finished 4,896 4,896
BASFirst Floor 3,488 3,488
FOPPorch, Open, Finished 201 0
UBMBasement, Unfinished 3,488 0
   12,073 8,384

Extra Features
Extra Features
CodeDescriptionSizeValueBldg #
NDPNITE DEPOSIT1.00 UNITS$3,0001
VLT2VAULT-GOOD80.00 S.F.$4,6001
VLT2VAULT-GOOD400.00 S.F.$23,0001
DUW4W/REM SCR&TUBE2.00 UNITS$32,0001

Land
Land Use
Use Code3410
DescriptionBANK BLDG MDL-94  
ZoneBA
Neighborhood
Alt Land ApprNo
Category
Land Line Valuation
Size (Acres)0.08
Frontage0
Depth0
Assessed Value$51,000
Appraised Value$51,000

Outbuildings
Outbuildings
CodeDescriptionSub CodeSub DescriptionSizeValueBldg #
CNP1CANOPY-AVGL 486.00 S.F.$1,9001
LT1LIGHTS-IN W/PL  5.00 UNITS$1,7001
PAV1PAVING-ASPHALT  20000.00 S.F.$16,9001
FN3FENCE-6' CHAIN  400.00 L.F.$1,8001
SGN3W/INT LIGHTS  9.00 S.F.&HGT$3001
SGN1SIGN-1 SD W/M  6.00 S.F.&HGT$1001
SGN1SIGN-1 SD W/M  10.00 S.F.&HGT$1001
SGN1SIGN-1 SD W/M  16.00 S.F.&HGT$2001
SGN1SIGN-1 SD W/M  12.00 S.F.&HGT$1001
Valuation History
Appraisal
Valuation YearImprovementsLandTotal
2026$1,093,000$51,000$1,144,000
2025$1,003,700$41,300$1,045,000
2024$963,100$37,500$1,000,600

Assessment
Valuation YearImprovementsLandTotal
2026$1,093,000$51,000$1,144,000
2025$1,003,700$41,300$1,045,000
2024$963,100$37,500$1,000,600

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